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Querygen journalNovember 2, 2026Querygen Team7 min read

WhatsApp Business API Pricing Changes in 2026

Since 1 October 2026, WhatsApp service replies cost money after the first 1,000 each month, and utility templates are charged inside the 24-hour window.

Meta changed WhatsApp Business API pricing again on 1 October 2026. Replies inside the 24-hour window, which used to be free, now cost money after the first 1,000 each month, and utility templates sent inside the window are charged too. Both changes come first, then the rest of this year's rules.

Service replies cost money after 1,000 a month

A service reply is any free-form message (not a template) you send while the customer's 24-hour window is open. Since 1 October 2026, each business number gets 1,000 of them free each month. From the 1,001st, every reply costs the utility rate for the customer's country, with no volume discount.

  • The 1,000 are shared by your team and your bots, and they don't roll over.
  • The count resets at midnight in your WhatsApp account's time zone on the 1st of each month.
  • Template messages don't count towards the 1,000.
  • Without a payment method on the account, Meta stops delivering replies once they become chargeable.

Meta's announcement of the service message charges has the full detail.

Utility templates are charged inside the window

Since July 2025, a utility template sent while the customer's window was open cost nothing. Since 1 October 2026, it is charged per delivered message. Inside the window, a free-form reply is free until you pass 1,000 that month, and costs the same as a utility template after that, so there is rarely a reason to send the template.

Every other change in 2026

SinceWhat changedWhat to do
15 Jan 2026General-purpose AI assistants (ChatGPT-style bots) are banned from the Business API.AI that serves your own customers is fine. Keep it focused on your business and offer a way to reach a person.
Apr 2026Webhooks include a business-scoped user ID (BSUID) for every customer. Usernames are rolling out, and a customer who adopts one may arrive without a phone number unless they are in your contacts.Store the BSUID with each contact, and check any code that assumes every message has a phone number.

The AI rule comes from the WhatsApp Business Solution Terms. It targets companies selling a chatbot as the product. A bot that answers questions about your own menu, stock or bookings is allowed, and our WhatsApp chatbot guide shows what that looks like. Meta's BSUID documentation covers the webhook fields.

What's still free

  • Every message a customer sends you.
  • Everything you send in the 72-hour window after a customer messages you from a Click-to-WhatsApp ad or a Facebook Page button. You have to reply within 24 hours, and the 72 hours start from your reply. This holds even after your 1,000 free replies are used up.
  • Calls customers make to you through the Calling API.
  • Messages you send from the WhatsApp Business app on a number using coexistence.

WhatsApp API pricing in one paragraph

Since July 2025 you pay per delivered message, not per conversation, and failed messages are free. Templates come in three categories: marketing, utility and authentication. Prices depend on the category and the customer's country. Meta's India rate card for October 2026 lists about ₹0.86 per marketing message and ₹0.115 per utility, authentication or service message, billed in rupees. Utility and authentication get cheaper as monthly volume grows; marketing and service replies don't. Meta changes rates only on 1 January, 1 April, 1 July and 1 October, so check Meta's pricing page before you budget. Querygen's own plans are a separate charge, listed on our pricing page. If you haven't connected a number yet, start with our WhatsApp Business API setup guide.

Messaging limits

  • Limits apply to your whole business portfolio, so all your numbers share one limit.
  • The tiers are 250, 2,000, 10,000, 100,000 and unlimited unique customers in 24 hours, counted for messages sent outside the service window.
  • Increases take effect within about 6 hours.
  • Meta also caps how many marketing messages each person receives from all businesses. Error 131049 means that person has hit the cap. Your code is fine; wait at least 24 hours before sending them another marketing message.
  • Blocks and reports lower your number's quality and can get it restricted. Our guide to why WhatsApp numbers get banned lists the usual causes.

Templates

  • If a template submitted as utility reads like marketing, Meta approves it as marketing and bills it that way. Keep utility templates about the transaction: an order, a payment, an appointment.
  • Marketing templates are not delivered to US numbers. Utility and authentication templates still are.

Calling

Customers can call your business number, and you can call them once they give permission. Calls they make are free; calls you make are billed in 6-second pulses. You need a number on the Cloud API and a messaging limit of at least 2,000. Our calling guide covers permissions, pricing and what we learned building it.

Coexistence

You no longer have to give up the WhatsApp Business app to use the API. With coexistence, the same number works in both, and up to six months of one-to-one chats sync across. Our coexistence guide explains what keeps working and what stops.

WhatsApp Business API
Put the AI Agent on your WhatsApp Business API number
Connect your number with coexistence and keep the Business app on your phone. The AI Agent answers product questions, and when a customer calls, Querygen rings the person already handling the chat.

Frequently asked questions

Are WhatsApp replies inside the 24-hour window still free?

Only the first 1,000 free-form replies per business number each month, since 1 October 2026. After that, each reply costs the utility rate for the customer's country. The count resets at midnight in your WhatsApp account's time zone on the 1st. Replies in the 72-hour window after a Click-to-WhatsApp ad stay free.

Are utility templates free inside the customer service window?

Not anymore. Since 1 October 2026, utility templates sent inside an open 24-hour window are charged per delivered message. Inside the window, a free-form reply costs nothing until you pass 1,000 that month, and the same as a utility template after that.

How much does a WhatsApp marketing message cost in India?

Meta's India rate card for October 2026 lists about ₹0.86 per marketing message and ₹0.115 per utility, authentication or service message, before GST. Meta can change rates on 1 January, 1 April, 1 July and 1 October, so check its pricing page for the current figures.

Can I use an AI chatbot on the WhatsApp Business API?

Yes, if it serves your own business: answering product questions, qualifying leads, bookings, order updates and support. Since 15 January 2026, general-purpose AI assistants offered as the product itself are not allowed.

What does WhatsApp error 131049 mean?

Meta held back a marketing message because that person has already received as many marketing messages as Meta allows from all businesses. Your integration is working. Wait at least 24 hours before sending them another marketing message.

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